Credit Help Terms
Looking for the credit help terms!
Credit Repair, Credit Card and Credit Report are the Most Often Credit Terms That People Search Online. Credit Terminology Contains a Huge List of The Various Terms of Credit.
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Z
A
Accelerated Payment –
Account Monitoring –
Accounts in Good Standing –
Accrued Interest –
Acquisition Fee –
Additional Monthly Payment –
Adjustable Rate Mortgage –
Adjustment Service Company –
Adjustment –
Affinity Card –
AKA –
Amortization –
Amount Past Due –
Annual Fee –
Annual Income –
Annual Interest Rate –
Annual Percentage Rate (APR) –
Annual Rate of Return –
Applicant –
Appraisal –
Appraisal Fee –
Asset –
Association Code –
Authorized User –
Average Daily Balance
B
Bad Debt –
Balance –
Balance Transfer –
Balloon Loan –
Balloon Payment –
Bank –
Bank Card –
Bankruptcy –
Bankruptcy Chapter 11 –
Bankruptcy Chapter 12 –
Bankruptcy Chapter 13 –
Bankruptcy Chapter 7 –
Bankruptcy Code –
Bankruptcy Discharged –
Bankruptcy Dismissed –
Better Business Bureau –
Big 3 –
Bill –
Billing Cycle –
Budget –
Buydown
C
Capitalized Cost –
Cash Advances –
Cash Down –
Cash on Hand –
Chapter –
Charge Card –
Charge Off –
Civil Action –
Closed Date –
Co-Maker –
Cosigners –
Collateral –
Collection Account –
Collection Agency –
Consolidation Loans –
Consumer –
Consumer Credit Counseling Service –
Consumer Credit Information –
Convenience Cheque –
Credit –
Credit Accounts –
Credit Application –
Credit Availability –
Credit Bureau –
Credit Card –
Credit Card Rate –
Credit File –
Credit Grantor –
Credit History –
Credit Insurance –
Credit Investigation –
Credit Limit –
Credit Line –
Credit Repair Companies –
Credit Rating –
Credit Report –
Credit Reporting Agency –
Credit Scores –
Credit Union –
Creditor
D
Debit Card –
Debt –
Debt Consolidation –
Debt-to-Income Ratio –
Default –
Delinquent / Derogatory Accounts –
Direct Marketing –
Discharged –
Disclosure –
Dismissed –
Disposition Fee –
Down Payment
E
Economic Index –
Economic Indicator –
End-User –
Equal Credit Opportunity Act (ECOA) –
Equifax –
Escrow –
Experian
F
Fair Credit and Charge Disclosure Act (FCCDA) –
Fair Credit Billing Act (FCBA) –
Fair Credit Reporting Act (FCRA) –
Fair Debt Collection Practices Act (FDCPA) –
Federal Tax Withholding –
Federal Trade Commission (FTC) –
Fees –
FICA –
Finance Charge –
Financial Aid –
Financial Institution –
Fixed Rate –
Flagging an Account –
Foreclosure –
Fraud –
Free Credit Report
G
H
Hearing Impaired Consumer Service –
High Risk –
Home Appreciated At –
Home Equity Closing Costs –
Home Equity Interest Rate (APR) –
Home Equity Line of Credit (HELOC) –
Home Equity Loan
I
Identity Theft –
Income Tax Rate –
Index –
Inquiry –
Installment Debt –
Installment Loans –
Interest –
Interest Free Period –
Interest Rates –
Investigative Consumer Reports –
Investment Rate of Return –
Involuntary Bankruptcy –
Issuer –
Item Specific Statement
J
K
L
Late Payment –
Lease –
Lender –
Lien –
Line of Credit –
Loan Origination Rate –
Loan Payment –
Loan Type –
Low Risk
M
Magnetic Strip –
Major Purchase –
Market Value –
MASTERCARD Symbol and Hologram –
Medicare –
Medium High Risk –
Medium Low Risk –
Medium Risk –
Minimum Payment –
Monthly PMI Payment –
Mortgage –
1st Mortgage –
2nd Mortgage –
Mortgage Loan –
Most Recent Date
N
O
P
Paid Accounts –
Past Due –
Payment Status –
Penalty Interest Rate –
Permissible Purpose –
Personal Information –
Personal Line of Credit –
Personal Loan –
Personal Statement –
Petition –
PITI Percent of Annual Income –
Post-dated Check –
Potentially Negative Items –
Pre-Approved Credit Card –
Pre-Payment –
Pre-Screen –
Prime Rate –
Principal –
Principal Payment –
Privacy Policy –
Property Tax Rate –
Public Record Data –
Purchase Price
Q
R
Rate Earned on Savings –
Rate of Depreciation –
Rate Cap –
Real Estate Secured Debt –
Reference Rate –
Refinancing –
Released –
Repossession –
Request an Investigation –
Request For Your Credit History –
Residual Percent –
Retail Card –
Revolving Account –
Revolving Credit –
Revolving Debt –
Revolving Facility –
Reward Program –
Risk Level –
Risk Score Models
S
Sales Price –
Sales Tax –
Sales Tax Rate –
Satisfactory Accounts –
Satisfied –
Scheduled Payment –
Score Factors –
Secured Credit –
Secured Credit Card –
Security –
Security Alert –
Security Deposit –
Security Interest –
Seller’s Points –
Service Charge –
Settlement Costs –
Smart Card –
State Tax Withholding –
Statement –
Statement Date –
Statistical Models –
Stock Index –
Suplimentary Credit Card –
Surcharge
T
Target Marketing –
Tax Savings –
Taxable Fees –
TDD Phone Number –
Term –
Term in Months –
Term in Years –
Thin File –
Third-Party Collectors –
Total Closing Costs –
Total Debt Percent of Annual Income –
Total Down Payment –
Total Interest –
Total Payments –
Trade Allowance –
Trade Line –
TransUnion –
Transaction Fees –
Truth in Lending Act
U
V
Vacated –
Validity Period –
Variable Rate –
Verification –
Victim Statement –
VISA Flag Symbol and Hologram
W
X –
Y
Z
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Credit Explained – Credit Help Terms & Glossary!
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